Break-down insurance complements manufacturer warranty
Choice of cover – Powertrain and Powertrain Plus
No excess charges to pay, just the premium
Regardless of how good a tractor’s general reliability is, mechanical failures do occur – and it is to protect against unexpected bills for premature replacement of key components and assemblies that a comprehensive insurance scheme for Landini tractor buyers has been devised.
"The Platinum Plus scheme is very flexible in that it provides a choice of two different levels of cover in terms of tractor components and also a choice of hours and duration," explains UK service manager Richard Wareham. "This means buyers can strike a balance between risk, based on tractor usage, and the premium they feel comfortable paying."
Moreover, having agreed with the dealer what level of cover is required, there is nothing to pay other than the premium – there are no ’excess’ charges levied when a legitimate claim for parts and labour is made.
"It’s important to remember that, as with any scheme of this type, there are terms and conditions," Mr Wareham emphasises. "Obviously, the tractor must be used properly and it must have been serviced and maintained in accordance with our schedules by a franchised dealer using genuine replacement parts."
Buyers can choose one of three running hour bands within each of four time periods from two years to five years. This flexibility means that operators who do not put too many hours on their tractor are not penalised by having to pay a premium covering heavier usage.
For example, the two-year programme has usage bands of up to 1000 hours, 1800 hours and 2400 hours, while the five-year programme accommodates tractors used for up to 2500 hours, 3600 hours and 6000 hours.
"The premiums are calculated on a pro rata basis – the more a tractor is used the greater the risk of component failure, so the higher the premium," explains Mr Wareham. "But either way, it means there are no unexpected repair bills to pay as the tractor puts on hours."
There are two levels of coverage – Powertrain for the engine, transmission and brakes; and Powertrain Plus, which adds cover for the hydraulic and electrical systems.
"Bear in mind this comes on top of the standard 12-month, 1200-hour manufacturer’s warranty for all our agricultural tractors," notes Richard Wareham. "It’s a good way to protect against repair costs caused by component failure – and any unexpired cover adds to the value of the tractor because it carries over to a new owner if the machine is sold."
Full details of component coverage, as well as the operator terms and conditions, are available from Landini dealers.
